The Federal Government has opened applications for its Credit for Laptops, Internet, Connectivity and Knowledge Digital Devices (C.L.I.C.K.D.) Programme.
Through this FG loan to buy phone and laptop, eligible Nigerians can get smartphones, laptops, and tablets on consumer credit.
The Nigerian Consumer Credit Corporation (CREDICORP) runs the scheme. It works with the Federal Ministry of Communications, Innovation and Digital Economy. The goal is clear. The government wants to boost digital access and promote locally assembled devices.
However, only applicants who meet specific conditions can benefit during this pilot phase.
Below is the full list: 6 requirements to access FG’s loan to buy phone, laptop under the C.L.I.C.K.D. Programme.
1. State of Residence Is Mandatory
First, every applicant must state their current location.
You must select one of Nigeria’s 36 states or the Federal Capital Territory (FCT).
CREDICORP uses this detail to profile applicants and manage the programme across the country.
2. Employment Details Must Be Provided
Next, you must disclose your employment status.
The available categories include:
- Salary earner
- Freelancer or self-employed
- Business owner
- Student
- Job seeker
- National Youth Service Corps (NYSC) member
In addition, applicants can state their monthly income, although this is optional.
Income ranges start from below N100,000 and exceed N1 million.
3. Participation in an Eligible Digital Skills Programme
Importantly, the current phase targets participants in the Federal Government’s Three Million Technical Talent (3MTT) programme.
Still, the portal lists other digital training platforms, such as:
- Andela Learning Community
- Learn2Earn
- ALX
- HNG Internship
- AltSchool Africa
- Genesys Tech Hub
Their presence suggests the FG loan to buy phone and laptop scheme may expand later.
4. Choose a Device and State Its Purpose
Applicants must also select the device they want. Options include:
- Smartphone
- Laptop
- Tablet
Furthermore, you must explain how you plan to use it. Choices include:
- Learning and certifications
- Remote work
- Freelancing
- Software development
- Business expansion
- Content creation
- School and education
You may choose more than one reason.
5. Agreement to Verification Process
Before submission, applicants must confirm their details are correct.
They must also agree to be contacted about their application.
In addition, CREDICORP and its partners will verify submitted information to confirm eligibility for the FG loan to buy phone and laptop.
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6. Indicate How You Heard About the Programme
Finally, applicants must state how they learned about the C.L.I.C.K.D. Programme.
Options include:
- 3MTT
- Social media
- Friend or family
- School
- Employer
- Google Search
- Other
This step is compulsory before submission.
How to Apply for FG Loan to Buy Phone, Laptop
To apply for the C.L.I.C.K.D. Programme, follow these steps:
- Visit credicorp.ng/clickd
- Click on “I’m Interested”
- Complete and submit the application form
The Federal Government says the initiative will widen digital access and support Nigeria’s digital economy.
For now, interested applicants should review the full list: 6 requirements to access FG’s loan to buy phone, laptop and ensure they meet all conditions before applying.
